+1 (425) 750-5965 john@ltcplanning.net

Long Term Care Solutions

How It Works

Turn Existing Retirement Assets Into Lifetime Care Coverage You Can Use Flexibly, Even If You Never Need Care

We help Washington residents use what they already have: annuities, IRAs, or life insurance to secure:

  • Up to 3× more in long-term care benefits
  • 100% tax-free withdrawals for care
  • Your money returned to your estate if you don’t use it
  • Full control and flexibility – no “use it or lose it” trap

3 Ways to Qualify

Annuity-Based Plans

Reposition an existing annuity into a plan that offers up to 3× more for long-term care.

IRA/401(k) to LTC Plans

Convert a portion of your retirement account into a tax-free long-term care fund, without early withdrawal penalties.

Life Insurance Rollovers

Upgrade your life insurance to include guaranteed long-term care coverage, even if you never need care.

Wondering About Your Options?